---
title: Pricing | Mortgage Clarity plans for loan officers and teams
description: Mortgage Clarity pricing: Originate at $189 per month, Retain at $289 per month, and custom Branch plans. Originate includes 2 seats and Retain includes 4; extra support seats for an assistant or processor are $89 per month. Annual billing includes two months free. Originate covers the deal in front of you; Retain adds the tools that grow the business around it, from Competitor Analysis to the Homeowner Hub and its monthly homeowner digest. There is no free trial: choose Originate and your first 21 days run on Retain. It is invite only for now; founding members get in first and keep founding pricing.
url: https://www.mortgageclarityplatform.com/pricing
site: Mortgage Clarity
updated: 2026-10-15
---

# One extra closed loan covers the year.

An advisor earns three to five thousand dollars on a closed loan. These are the prices, and founding members keep theirs for as long as they stay.

Annual2 months freeMonthly

## Originate

Work the deal in front of you

/mo

Billed annually at $1,890/yr

Your first 21 days run on Retain

[Get Founding Member Access](https://www.mortgageclarityplatform.com/vip?utm_campaign=pricing-originate-annual)

-   Included: Unlimited purchase, refinance & debt consolidation
-   Included: Clarity Pilot and AI building, 250 credits a month
-   Included: Under Contract timeline with deadline alerts

Also included

-   Included: A Client Workspace for every client
-   Included: Unlimited itemized closing cost quotes
-   Included: 2 seats and unlimited free agent seats

## Retain

Most popular

Grow the business around it

/mo

Billed annually at $2,890/yr

[Get Founding Member Access](https://www.mortgageclarityplatform.com/vip?utm_campaign=pricing-retain-annual)

-   Included: Win the file: Competitor Analysis & Fee Sheet
-   Included: Keep the client: Refinance Monitor & Homeowner Hub
-   Included: Bring in the next buyer: open houses & agent access

Everything in Originate, plus

-   Included: Game Plan Recap & Call Library
-   Included: Unlimited AI credits and Client Pilot
-   Included: 4 seats: you plus three support members

## Branch

For teams and branches

Custom

Priced for your team

[Talk to us](mailto:sales@mortgageclarityplatform.com?subject=Mortgage%20Clarity%20Enterprise)

-   Included: Unlimited seats and producing advisors
-   Included: Custom client workspace on your own domain
-   Included: Single sign-on and admin roles

Everything in Retain, plus

-   Included: Branch-shared fee templates & defaults
-   Included: Seat management as the team changes

[Compare every feature](#compare)

Seats count you plus your support. Originate includes 2, Retain includes 4, and extra support seats are $89 a month on any plan.

What most advisors are running right now

Mortgage Coach, per user

$150 / mo

Homebot for loan officers, from

$125 / mo

Two subscriptions, two logins

$275 / mo

Mortgage Clarity Retain

$289 / mo

List prices as published July 2026, and worth checking rather than taking our word for. The point is not that we are cheaper. It is that the client sees one brand instead of two, and the analysis you built before they bought is the same record that watches the loan afterwards.

A support seat works your book, not your name. An assistant, production partner or processor gets their own login and works your clients and files. They cannot change the team name, your headshot, your NMLS or your licensing, and their own details never appear to a client or a referring agent. Everything client-facing publishes under the producing loan officer.

## Everything, side by side

Hover or tap the next to any feature to see what it does for you.

Downgrading never takes anything away from your clients. Published workspaces stay live, existing content stays viewable, and nothing is ever deleted.

| Features | Originate | Retain Most popular | Branch |
| --- | --- | --- | --- |
| Always included, every tier |  |  |  |
| Client Workspace | Included | Included | Included |
| Agent Workspace | Unlimited, free | Unlimited, free | Unlimited, free |
| Clarity Pilot AI assistant | Included | Included | Included |
| AI credits (Pilot messages, AI builds & updates) | 250 / month | Unlimited | Unlimited |
| Brand kit | Included | Included | Included |
| NMLS + Equal Housing disclosures | Included | Included | Included |
| Notifications | Included | Included | Included |
| Analyses |  |  |  |
| Purchase / Refinance / Debt Consolidation | Unlimited | Unlimited | Unlimited |
| Temporary buydowns | Included | Included | Included |
| Bridge & HELOC scenarios | Included | Included | Included |
| AI Analysis Creation (Natural Language) | Included | Included | Included |
| AI Analysis Updates | Included | Included | Included |
| Competitor Analysis | Not included | Included | Included |
| Reverse-Engineered Fee Sheet | Not included | Included | Included |
| Construction / Renovation | Not included | Included | Included |
| Client workspace |  |  |  |
| Client workspaces + invites | Included | Included | Included |
| Workspace tab / home-card configuration | Included | Included | Included |
| Advisor-supplied content | Included | Included | Included |
| Video messages on reports | Included | Included | Included |
| Game Plan Recap | Not included | Included | Included |
| Call Library | Not included | Included | Included |
| Client Pilot | Not included | Included | Included |
| Education Hub + Interactive Tools | Not included | Included | Included |
| Under Contract |  |  |  |
| Under Contract timeline | Included | Included | Included |
| Deadline notifications | Included | Included | Included |
| Borrower access | Included | Included | Included |
| Agent access + request inbox | Not included | Included | Included |
| Per-task visibility by party | Not included | Included | Included |
| Import dates from the ratified contract | Not included | Included | Included |
| Playbooks & milestone templates | Not included | Included | Included |
| Board & calendar views | Not included | Included | Included |
| Grow your book |  |  |  |
| Open House workspaces | Not included | Included | Included |
| Seller net sheet & cost of waiting | Not included | Included | Included |
| Investor Deal Analyzer | Not included | Included | Included |
| Condo review & document upload | Not included | Included | Included |
| Past clients |  |  |  |
| Automated Refinance Monitor | Not included | Included | Included |
| Upload your entire past client list | Not included | Unlimited | Unlimited |
| Automated strike-price alerts | Not included | Included | Included |
| Auto-built refi analysis on a crossing | Not included | Included | Included |
| Homeowner Hub | Not included | Included | Included |
| Monthly homeowner digest | Not included | Included | Included |
| Data & integrations |  |  |  |
| Itemized Closing Costs Integration | Unlimited | Unlimited | Unlimited |
| Calendar Integration | Included | Included | Included |
| Call recording & file integrations | Not included | Included | Included |
| Google Sheets | Not included | Included | Included |
| Slack | Not included | Included | Included |
| CRM Integration | Not included | Coming soon | Coming soon |
| Inbox Bridge (Gmail / Outlook) | Not included | Coming soon | Coming soon |
| Pricing engines | Not included | Coming soon | Coming soon |
| Seats & admin |  |  |  |
| Seats included (producing LO + support) | 2 | 4 | Unlimited |
| Additional support seats | $89 / mo | $89 / mo | Included |
| Additional producing advisors | Not included | Not included | Scoped with you |
| Custom client workspace | Not included | Not included | Scoped with you |
| Custom brand colors | Not included | Included | Included |
| Custom domain / white-label URL | Not included | Not included | Included |
| SSO | Not included | Not included | Included |
| Branch-shared fee templates & defaults | Not included | Not included | Included |
| Admin roles & seat management | Not included | Not included | Included |

Comparing us against something specific? [See how Mortgage Clarity stacks up](https://www.mortgageclarityplatform.com/compare) against Mortgage Coach, MBS Highway, Homebot and the spreadsheet you are probably still using.

## The questions advisors actually ask

When can I actually sign up?

Mortgage Clarity is invite only for now, and the opening date is not published yet. The way in is founding member access, which is not a marketing list: it is the order invitations go out in, and the group that gets founding pricing locked for as long as they stay.

Is there a free trial?

What is the difference between Originate and Retain, in one sentence?

What is an AI credit?

What happens when my 21 days on Retain end?

Does this replace Homebot?

What does it cost me today, across everything?

What is a seat, exactly?

What can a support seat not do?

Are my referring agents charged?

What happens to my clients if I downgrade?

Can I switch between monthly and annual?

How does Branch pricing work?

## Invite only, for now.

Founding members are invited first and keep founding pricing for as long as they stay. No card, and nothing to cancel.

[Get Founding Member Access](https://www.mortgageclarityplatform.com/vip?utm_campaign=pricing-retain-annual)[Sign in](https://www.mortgageclarityplatform.com/login)